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The Ins and Outs of Target Date Funds & the TSP Lifecycle Funds

Tue May 26, 2015: 11:00 am-12:30 pm EDT

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CEU approval for MFLN Personal Finance webinars expires 3 years after the live event. CEUs are no longer available for this webinar. For more information and to earn CEUs from more current webinars click here.

 

Dr. Barbara O’Neill and Kevin Laird will present this 90-minute webinar on behalf of the Military Families Learning Network’s Personal Finance Concentration Area.

Target date funds are mutual funds with a date in their name (e.g., 2030) and portfolios that change automatically according to a pre-determined glide path. Also known as lifecycle funds because they “age” as their investors get older, they have increased in popularity in recent years. Rutgers University professor and Extension specialist, Dr. Barbara O’Neill, will discuss the basics of target date mutual funds, including how they work, their advantages and disadvantages, historical performance, risk factors, and use as a default investment option in employer retirement savings plans. Kevin Laird will discuss the composition and characteristics of the Thrift Savings Plan (TSP) Lifecycle (L) fund available to service members and federal government employees. Also included will be a discussion of the upcoming change of using the L fund as the default TSP investment option.

Speakers

Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of Investing For Your Future, Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth. She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

Kevin Laird joined the staff of the Federal Retirement Thrift Investment Board in November 2007, and currently manages the TSP Training and Agency Liaison team. Kevin is a veteran of the United States Army. He holds a Master of Science degree in family financial planning from the University of Nebraska and a Master of Arts degree in education from Truman State University, and he has earned the Retirement Plans Associate (RPA) designation from the Wharton School of the University of Pennsylvania. He is also a Certified Financial Planner® and a member of the Financial Planning Association and the American Society of Pension Professionals and Actuaries.

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Barbara O’Neill

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